¹Sun Care WL, a whole life insurance policy funded with a single premium payment, is designed to offer a fully guaranteed death benefit, cash values, and an acceleration of benefits for covered long-term care expenses. The acceleration of benefits for covered long-term care expenses will reduce the death benefit and cash values. This policy contains exclusions and limitations. Two year suicide and contestability provisions apply (the duration may differ in some states). The policy and riders may not be available in some states, or vary by state.

² This benefit is available as optional coverage for an extra premium. Conditions apply. A portion of the amount returned may have tax implications. Please consult your tax advisor for your particular situation.

³Guarantees are backed by the claims-paying ability of the issuing company.

Whole life products are issued by Sun Life Assurance Company of Canada (Wellesley Hills, MA) and, in New York, by Sun Life Insurance and Annuity Company of New York (New York, NY). Both companies are members of the Sun Life Financial group of companies.

The Sun Life Financial group of companies operates under the "Sun Life Financial" name. Sun Life Financial, Inc., the publicly traded holding company for the Sun Life Financial group of companies, is not an insurance company. In the United States and elsewhere, insurance products are offered by members of the Sun Life Financial group that are insurance companies. These insurance company subsidiaries offer products with guarantees and each company relies on its own financial strength and claims-paying ability.

SLPC 23445 6/11 Exp. 6/13

Policy Form No: SPWL – 2011 WL Policy
SPWL-2010 – WL Policy
ABRLTC-2010 – Accelerated Benefit for LTC
EOBLTC-2010 – Extension of Benefits
NFBR-2010 – Nonforfeiture Option
HAE-2010 – Care Management Services Endorsement
RBR-2010 – Residual Benefit Rider
Form numbers may vary by state.