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Sun Life's Preferred Plan of accident insurance offers our widest range of covered benefits. Employers can choose among pre-set low, mid, and high benefits schedules or customize a schedule to best meet the needs of employees.
We pay a cash benefit to employees injured as part of a covered accident. The amount paid depends on the type of injury and related care, based on our benefits schedule.
Employees can use the money for any purpose, including:
Sun Life's Preferred Plan pays a benefit, based on schedule, for:
Looking for basic coverage? See our Accident, Essential Plan.
Accident Insurance is a limited benefit policy. It provides accident coverage only. It does not provide basic hospital, basic medical, or major medical insurance. The certificate and its riders have exclusions and limitations that may affect any benefits payable. Benefits payable are subject to all terms and conditions of the certificate. The policy, certificate, and any rider, if applicable, may not be available in all states.
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 12-GP-01, 12-AC-C-01, 12-AC-R-01, and 12-AC-R-02, subject to state availability. Product offerings may not be available in all states and may vary depending on state laws and regulations. Accident insurance is not available in New York.